Insurance Programs

How We Do It ->

Fully Insured Products

• Medical insurance: PPO, POS & HMO
• Consumer-driven healthcare solutions and HDHP
• Prescription drugs
• Dental
• Vision
• Group life insurance
• Group disability
• Voluntary benefits

Self Insured Products

• Medical insurance: PPO, POS & HMO
• Consumer-driven healthcare solutions and HDHP
• Prescription drugs
• Dental
• Vision
• Group disability

Additional Products

• Section 125 Cafeteria Plans
  • Premium conversion plans
  • Dependent care accounts
  • Flexible Spending Accounts (FSA)
  • Health Reimbursement Arrangements (HRA)
• Health Savings Accounts (HSA)
• Employee Assistance Programs (EAP)
• Consolidated Omnibus Budget Reconciliation Act (COBRA)
• Payroll solutions
• Human resource services