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	<title>Austin Financial Group LLC</title>
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	<link>http://www.austinfg.com</link>
	<description>Smart Benefit Solutions</description>
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		<title>Temporary Guidance on the Employees Notice of Exchange Options</title>
		<link>http://www.austinfg.com/temporary-guidance-on-the-employees-notice-of-exchange-options/</link>
		<comments>http://www.austinfg.com/temporary-guidance-on-the-employees-notice-of-exchange-options/#comments</comments>
		<pubDate>Mon, 13 May 2013 18:16:02 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[Health Care Reform]]></category>
		<category><![CDATA[HR/Compliance]]></category>
		<category><![CDATA[PPACA]]></category>
		<category><![CDATA[Austin Financial Group]]></category>
		<category><![CDATA[Health Care Reform compliance]]></category>

		<guid isPermaLink="false">http://www.austinfg.com/?p=3812</guid>
		<description><![CDATA[On May 8, 2013, the Department of Labor (DOL) provided temporary guidance and model notices that employers can use to inform their employees about the Exchanges. The original deadline for these notices was March 1, 2013, and has since been changed to &#8230; <a href="http://www.austinfg.com/temporary-guidance-on-the-employees-notice-of-exchange-options/">Continue reading &#8594;</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>IRS Issues 2014 HSA Limits</title>
		<link>http://www.austinfg.com/irs-issues-2014-hsa-limits/</link>
		<comments>http://www.austinfg.com/irs-issues-2014-hsa-limits/#comments</comments>
		<pubDate>Mon, 06 May 2013 16:36:19 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[Health Care Reform]]></category>
		<category><![CDATA[HR/Compliance]]></category>
		<category><![CDATA[Austin Financial Group]]></category>
		<category><![CDATA[Employee benefits firm in Michigan]]></category>
		<category><![CDATA[employee benefits in michigan]]></category>
		<category><![CDATA[Group health insurance in Michigan]]></category>

		<guid isPermaLink="false">http://www.austinfg.com/?p=3807</guid>
		<description><![CDATA[The IRS announced the inflation-adjusted increases for thresholds applicable to HSAs and high-deductible health plans (HDHPs) for 2014 in Revenue Procedure 2013-25 last week. Here are the 2014 limits: The maximum annual HSA contribution for self-only HDHP coverage will increase &#8230; <a href="http://www.austinfg.com/irs-issues-2014-hsa-limits/">Continue reading &#8594;</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>AFG Adds Marketing Specialist Amanda Wasczenski to Team</title>
		<link>http://www.austinfg.com/afg-adds-marketing-specialist-amanda-wasczenski-to-team/</link>
		<comments>http://www.austinfg.com/afg-adds-marketing-specialist-amanda-wasczenski-to-team/#comments</comments>
		<pubDate>Tue, 30 Apr 2013 19:27:40 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Austin Financial Group]]></category>

		<guid isPermaLink="false">http://www.austinfg.com/?p=3799</guid>
		<description><![CDATA[Amanda Wasczenski has joined the AFG team as a Marketing Specialist. Amanda is responsible for the development of AFG communications including employee kits, SmartBenefits Online, educational materials and more. In addition, Amanda works with the marketing team on initiatives such as corporate &#8230; <a href="http://www.austinfg.com/afg-adds-marketing-specialist-amanda-wasczenski-to-team/">Continue reading &#8594;</a>]]></description>
		<wfw:commentRss>http://www.austinfg.com/afg-adds-marketing-specialist-amanda-wasczenski-to-team/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Online Benefits Enrollment is More Important than Ever</title>
		<link>http://www.austinfg.com/why-online-benefits-enrollment-is-more-important-than-ever/</link>
		<comments>http://www.austinfg.com/why-online-benefits-enrollment-is-more-important-than-ever/#comments</comments>
		<pubDate>Thu, 25 Apr 2013 17:09:29 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Benefits and Technology]]></category>
		<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[HR/Compliance]]></category>
		<category><![CDATA[Austin Financial Group]]></category>
		<category><![CDATA[Employee benefits firm in Michigan]]></category>
		<category><![CDATA[employee benefits in michigan]]></category>

		<guid isPermaLink="false">http://www.austinfg.com/?p=3785</guid>
		<description><![CDATA[You&#8217;ve heard the noise about Health Care Reform. And so have your employees. You are likely planning a strategy for how your company will adapt when it comes to benefits. You are probably reviewing employee counts, hours worked, eligibility waiting &#8230; <a href="http://www.austinfg.com/why-online-benefits-enrollment-is-more-important-than-ever/">Continue reading &#8594;</a>]]></description>
		<wfw:commentRss>http://www.austinfg.com/why-online-benefits-enrollment-is-more-important-than-ever/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HCR Update: Departments Issue FAQ on Summary of Benefits and Coverage Changes</title>
		<link>http://www.austinfg.com/hcr-update-departments-issue-faq-on-summary-of-benefits-and-coverage-changes/</link>
		<comments>http://www.austinfg.com/hcr-update-departments-issue-faq-on-summary-of-benefits-and-coverage-changes/#comments</comments>
		<pubDate>Thu, 25 Apr 2013 17:02:28 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[Health Care Reform]]></category>
		<category><![CDATA[HR/Compliance]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Austin Financial Group]]></category>
		<category><![CDATA[Employee benefits agency in Michigan]]></category>

		<guid isPermaLink="false">http://www.austinfg.com/?p=3787</guid>
		<description><![CDATA[As part of Health Care Reform, each employer-sponsored plan must be accompanied by a Summary of Benefits and Coverage (SBC). Health and Human Services, the US Treasury and the Department of Labor published Part XIV of their FAQs on the &#8230; <a href="http://www.austinfg.com/hcr-update-departments-issue-faq-on-summary-of-benefits-and-coverage-changes/">Continue reading &#8594;</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>AFG Supports 2013 DiSciTech Award Winners</title>
		<link>http://www.austinfg.com/afg-supports-2013-discitech-award-winners/</link>
		<comments>http://www.austinfg.com/afg-supports-2013-discitech-award-winners/#comments</comments>
		<pubDate>Wed, 17 Apr 2013 19:25:35 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Social Good]]></category>

		<guid isPermaLink="false">http://www.austinfg.com/?p=3781</guid>
		<description><![CDATA[Auburn Hills, Mich., April 18, 2013&#8211;Austin Financial Group, Michigan&#8217;s premier employee benefits agency will participate with other organizations to honor the winners of Corp! Magazine&#8217;s 2013 DiSciTech Awards at an awards breakfast this week. Nominees of this award have proven &#8230; <a href="http://www.austinfg.com/afg-supports-2013-discitech-award-winners/">Continue reading &#8594;</a>]]></description>
		<wfw:commentRss>http://www.austinfg.com/afg-supports-2013-discitech-award-winners/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>HAP Upgrades System to Accommodate Changing Industry</title>
		<link>http://www.austinfg.com/hap-upgrades-system-to-accommodate-changing-industry/</link>
		<comments>http://www.austinfg.com/hap-upgrades-system-to-accommodate-changing-industry/#comments</comments>
		<pubDate>Wed, 03 Apr 2013 18:38:50 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[HAP alerts]]></category>

		<guid isPermaLink="false">http://www.austinfg.com/?p=3772</guid>
		<description><![CDATA[In preparation for Health Care Reform and an ever changing insurance marketplace, HAP is streamlining their process and installing new technology and software solutions.  This system update is intended to bring a higher level of personalized service and support to members. With a &#8230; <a href="http://www.austinfg.com/hap-upgrades-system-to-accommodate-changing-industry/">Continue reading &#8594;</a>]]></description>
		<wfw:commentRss>http://www.austinfg.com/hap-upgrades-system-to-accommodate-changing-industry/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Employers report increased effectiveness of wellness incentives</title>
		<link>http://www.austinfg.com/employers-report-increased-effectiveness-of-wellness-incentives/</link>
		<comments>http://www.austinfg.com/employers-report-increased-effectiveness-of-wellness-incentives/#comments</comments>
		<pubDate>Mon, 01 Apr 2013 15:02:10 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[Health Tips]]></category>
		<category><![CDATA[HR/Compliance]]></category>
		<category><![CDATA[Austin Financial Group]]></category>
		<category><![CDATA[Employee benefits consulting]]></category>
		<category><![CDATA[Employee benefits firm in Michigan]]></category>
		<category><![CDATA[health and wellness program]]></category>
		<category><![CDATA[Workplace wellness]]></category>

		<guid isPermaLink="false">http://www.austinfg.com/?p=3767</guid>
		<description><![CDATA[Recent studies indicate that employers are turning to incentives to drive the success of workplace wellness programs. For example, 83% of 800 large and mid-size American employers now use some form of incentive to get their employees aware of their &#8230; <a href="http://www.austinfg.com/employers-report-increased-effectiveness-of-wellness-incentives/">Continue reading &#8594;</a>]]></description>
		<wfw:commentRss>http://www.austinfg.com/employers-report-increased-effectiveness-of-wellness-incentives/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>6 Tips for Benefits Communication in 2013</title>
		<link>http://www.austinfg.com/6-tips-for-benefits-communication-in-2013/</link>
		<comments>http://www.austinfg.com/6-tips-for-benefits-communication-in-2013/#comments</comments>
		<pubDate>Mon, 25 Mar 2013 21:11:07 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[Health Care Reform]]></category>
		<category><![CDATA[HR/Compliance]]></category>
		<category><![CDATA[PPACA]]></category>
		<category><![CDATA[Austin Financial Group]]></category>
		<category><![CDATA[Benefits consulting in Michigan]]></category>
		<category><![CDATA[Communication strategy for benefits]]></category>
		<category><![CDATA[Employee benefits communication]]></category>
		<category><![CDATA[Employee benefits firm in Michigan]]></category>

		<guid isPermaLink="false">http://www.austinfg.com/?p=3725</guid>
		<description><![CDATA[2013 is a big year for benefits. As Human Resource departments, C-suite execs and benefits advisers prepare for open enrollment in 2013, we all face challenges. Regardless of the decision your organization makes about the fate of your benefits package, a communication &#8230; <a href="http://www.austinfg.com/6-tips-for-benefits-communication-in-2013/">Continue reading &#8594;</a>]]></description>
		<wfw:commentRss>http://www.austinfg.com/6-tips-for-benefits-communication-in-2013/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>3 Things You May Have Missed about the Affordable Care Act</title>
		<link>http://www.austinfg.com/3-things-you-may-have-missed-about-the-affordable-care-act/</link>
		<comments>http://www.austinfg.com/3-things-you-may-have-missed-about-the-affordable-care-act/#comments</comments>
		<pubDate>Wed, 20 Mar 2013 15:38:08 +0000</pubDate>
		<dc:creator>Lauren</dc:creator>
				<category><![CDATA[Employee Benefits]]></category>
		<category><![CDATA[Health Care Reform]]></category>
		<category><![CDATA[HR/Compliance]]></category>
		<category><![CDATA[PPACA]]></category>
		<category><![CDATA[ACA]]></category>
		<category><![CDATA[Austin Financial Group]]></category>
		<category><![CDATA[employee benefits in michigan]]></category>
		<category><![CDATA[group health coverage]]></category>

		<guid isPermaLink="false">http://www.austinfg.com/?p=3707</guid>
		<description><![CDATA[The Affordable Care Act is 974 pages long. Assuming you read all 974 pages, it is likely that you would still find aspects of the law a little fuzzy. As we prepare for Jan. 1, 2014, there are several provisions &#8230; <a href="http://www.austinfg.com/3-things-you-may-have-missed-about-the-affordable-care-act/">Continue reading &#8594;</a>]]></description>
		<wfw:commentRss>http://www.austinfg.com/3-things-you-may-have-missed-about-the-affordable-care-act/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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